EWr-T3i-121022-2569E2_driver-on-cellphone_intersection(600px)_Copyright(c)-2017-Eddie-Wren

Photo of driver usings a hand-held cell phone at the wheel.

Not only using a hand-held cell phone while driving but also at an intersection and with an arm across the driver’s airbag due to one-handed steering. So a collision is more likely and so are greater injuries. (Copyright image.)

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